Website updated 7th May 2019

Serious Illness or Critical Illness

  • Serious Illness insurance pays out a tax free lump sum if you are diagnosed with one of the specific illness or disabilities that your policy covers.
  • It is also sometimes called critical illness cover
  • It is also sold as an extra benefit on a life insurance or mortgage protection policy
  • It is important to realise, when considering this type of cover, that it would not replace your income if you were out of work because of along term illness.
  • Some illnesses may be serious enough to prevent you from working full-time but are not covered by serious-illness policies and, even where the illness is covered, the policy pays a one-off lump sum and not an ongoing income.

Listed below are the other types of cover available to you, click on each one for a description:


Click to request a quote


We are always on hand to offer the best possible advice at a time and place that suits you. Feel free to visit us at our offices at 26 Market Square, Navan or click the option to request a free quote or further information